Credifit 2.20.3

Credifit SCD S.A.
Credifit Website

Our privacy policy can be found at https://www.credifit.com.br/termos-uso.html

Credifit offers fast and appropriately sized digital loans. With the Credifit app, private sector employees can apply for payroll-deductible loans directly from their mobile phones. The employer must have an active agreement with Credifit, and the employee needs to go through a simple approval process.

Credifit is a Direct Credit Society Fintech (SCD) based in Salvador, Bahia, authorized and regulated by the Central Bank. Further information can be accessed directly on our website.

Employees are encouraged to speak with their company's manager to request an agreement and take advantage of Credifit's benefits.

According to Google's policies, the following information must be available to users. It should be noted that these conditions listed are the "limits," but there are variations within these ranges that are offered:

• Loans paid in installments from 3 to 24 months.
• Efforts are made to reduce monthly/annual interest rates. Effective rates range from 1.80% to 4.00% per month (depending on risk/guarantees/contract terms), equivalent to 23.87% to 60.10% per year.

*Example of total loan cost*

If you wish to receive R$ 1,000, and assuming the offered rate is 1.80% per month, over 24 installments, here is a simulation:

• Desired amount (net amount credited): R$ 1,000.00
• Effective monthly rate: 1.80% (Illustrative example; rates may vary)
• 24 installments
• Structuring fee: 1.00% = R$ 10.00
• IOF, according to current legislation = R$ 28.68
• Total contract value: R$ 1,038.68
• CET (Total Effective Cost): 2.16% per month
• Installment amount: 24x of R$ 53.66